UBA USSD code to transfer and check account balance

How to use the UBA USSD Code. Learn how to activate the UBA USSD code for transactions. Do you want to learn how to use the United Bank for Africa (UBA) mobile money transfer code?

Apart from mobile banking codes, we also have internet banking and mobile apps which are more secure and support more financial transactions. In this mobile banking guide, you will know how to activate the UBA Nigeria USSD transfer code for checking account balance, paying bills, ATM Cardless withdrawals, etc.

UBA Bank has made it easy for its customers to handle various banking activities using USSD codes on all mobile networks in Nigeria.

To activate this form of banking for your UBA account, you need the phone number registered to your UBA profile, any mobile device, the last 4 digits of your ATM card or your BVN, and magic banking.

Below is the summary of the most used UBA banking USSD codes – For money transfers, buying airtime, paying various bills, ATM cardless withdrawals with UBA, and others.

Transaction TypeUBA Magic Banking USSD Code
Check UBA Account Balance*919*00#
Buy Airtime for self*919*amount#
Buy Airtime for others*919*phone number*amount#
Transfer money to UBA Account*919*3*account number*amount#
Load UBA Prepaid Card*919*32#
Transfer money from UBA to Other banks*919*4*account number*amount#
Pay Bills*919*5#
UBA ATM Cardless Withdrawal*919*30*Amount#
Airline Ticket Menu*919*12#

How to register and activate UBA USSD code 2023

To have access to the UBA magic mobile banking channel, you need to register and activate it on your phone. To activate and use the UBA mobile banking service without an ATM card, dial the UBA code transfer *919# and follow the instructions on the screen to get the PIN to activate UBA mobile USSD banking on your number.

  1. Dial the UBA magic banking code *919#.
  2. A welcome message will appear on your mobile screen.
  3. Select option 1 to sign-up for the UBA USSD code.
  4. Then you have to choose between registering with the Nuban account number or UBA Prepaid.
  5. Select “Prepaid With PIN” if you are a UBA prepaid subscriber.
  6. If you are not a prepaid subscriber, then Select “Account with PIN“.
  7. Enter your 10-digit account or prepaid numbers.
  8. Create your magic banking PIN. You will need the last 4 numbers on your ATM card or BVN for this.
  9. Confirm PIN to complete the registration.

How to check UBA account balance using USSD code

To check your UBA account number using the code, simply dial *919# on the network linked to your UBA account and follow the steps to know how much you have left. Your UBA account number will be sent to your mobile line.

For security reasons you will be required to provide some details; Mobile Number, Full name, BVN, email address, and date of birth. Your UBA account number will be displayed after.

How to transfer money from a UBA account using the UBA USSD code

The UBA funds transfer allows you to send money to accounts in any Nigerian bank and allows for higher transaction limits of up to N1m per day.

To transfer money from your UBA account to another UBA account, Dial *919*3*account number*amount# from the phone number you registered with UBA, then follow the simple steps you see on your screen.

UBA mobile transfer allows you to send money to other banks like GTB, Access bank, Zenith bank, etc. To transfer money from UBA to other banks you just have to Dial *919*4*account number*amount# from the phone number you registered with UBA.

How to buy airtime from UBA using the USSD code

Buying airtime from UBA is simple and convenient as your mobile line will be recharged immediately. The service is available to MTN, Airtel, Glo, and 9mobile subscribers.

UBA Airtime top-up for self – To buy airtime for yourself from your UBA account, simply dial *919*amount# on your registered mobile line e.g. *919*1000# to buy 1000 Naira airtime on your phone. To buy airtime for another person from your UBA account, Simply dial *919*Phone Number* Amount#.

UBA USSD Code Not Working? Here’s How to Fix it

If you’re a new or old UBA Bank account holder, and you’ve been dialing the USSD mobile banking code for UBA and it’s not working, below are some causes and how to fix them.

  • Bad Network Connection: when there is no or bad network coverage either from your end (mobile network providers) or from the bank’s network, you may get an error message after dialing the UBA USSD to perform any transactions. To fix this, you’ll need to wait for some time and try again.
  • You’re Not Yet Registered or Haven’t Activated the USSD Code: If you haven’t registered and activated the UBA USSD code with the phone number you registered your account with, the UBA USSD code may not work. To fix this, make sure you activate the UBA USSD code on your line.
  • You’re Dialing the USSD code on an unlinked/wrong phone number: If the SIM you registered your account number with is not used to dial the code, it may not work. To fix this, make sure you’re using the correct line.


How can I get the USSD code for UBA?

The USSD code for UBA mobile banking is *919#.

How do I find my USSD UBA account number?

You can get your UBA account number using the USSD code by dialing *919#, then following the prompts, and your account number will show up on your screen or be sent to you via SMS.

How do I set up UBA mobile banking?

You can set up your UBA USSD mobile banking by simply dialing *919# using the phone number/sim registered with your UBA bank account, selecting Accept, selecting Sign Up, and following the prompts.

How can I activate UBA mobile banking without an ATM?

You can activate the UBA mobile banking without an ATM by selecting the NUBAN option while registering or activating the USSD code with your phone number.

How can I check my UBA details?

You can check your UBA details by simply dialing *919*00#, and your UBA Bank details including account balance, and BVN will be displayed on your screen.

How can I check my last 5 UBA transactions?

You can check your 5 last UBA transactions using the USSD code by dialing *919*21#.

How do I check my UBA USSD transaction history?

You can check your UBA USSD transaction history by simply dialing *919*21#.

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